Haven Life Insurance Agency helps today’s life insurance shoppers with an easy and online way to purchase term life insurance coverage issued by Massachusetts Mutual Life Insurance Company. Haven Life is also backed and wholly owned by MassMutual, a leading insurer with over 160 years of experience. This high level of dependability makes it easy to rest at night knowing that your family will be financially protected in case you’re no longer around to provide for them.
In our opinion, Haven Life offers one of the simplest and fastest application processes in the industry. Customers can apply for coverage anytime, from anywhere, and from any device. This customer-centered approach has been developed with the sole purpose of meeting the needs of the customer.
How It Works
Anyone searching for life insurance coverage can get started by estimating their coverage needs with a quote, based on some basic information. Haven Life also aims to get you a real rate, that’s based on your application and third-party obtained during underwriting. You can get there by visiting havenlife.com and clicking on any “Get your real rate” or “Apply now” button to start the application process. Haven Life offers the Haven Term policy issued by MassMutual to U.S. residents, age 18-64, who are not active military or in the process of enlisting.
Additionally, the policies offered by Haven Life may not be used for business purposes. Haven Life uses modern technology to gather pertinent information about customer lifestyle and health history. Information provided by the customers will then be verified through third-party vendors including the Medical Information Bureau, Department of Motor Vehicles and Social Security Administration. The application process takes some people just 25 minutes, and customers are given an immediate decision on eligibility.
*Real rate may change as a result of underwriting.
Are there additional features?
People purchase life insurance to put protection for themselves and their loved ones in place in case the policyholder were no longer around. Haven Life has also included the Haven Life Plus rider (Plus) in their Haven Term Policy. Plus offers access to additional services and benefits that can be accessed while the policyholder is living, such as a digital will or online vault for important documents, either at a discount or not cost.
What Customers Are Saying
With an average rating of 9.5/10 on Trustpilot (as of May 15, 2019), it is clear that most customers are satisfied with Haven Life. They offer competitive rates and their application process is easy and seamless. Based on reviews received by Trustpilot, customers who have spent a significant amount of time shopping for life insurance noted that they felt Haven Life was the easiest insurance option to work with. The approval time was short and anytime there were questions to be answered, customers received responses in a timely manner.
The website is well organized, and the navigation process is efficient. For applicants who were required to take a medical exam, many felt that the offline portion of the experience was still smooth and efficient. Customers mention that not only was the application simple, but they actually enjoyed answering the questions about lifestyle and medical history. Not all feedback was positive, and those shopping for life insurance should note that customer service can be your best friend when navigating the more confusing parts of the process. While Haven Life typically does offer fast processing times, these can be slightly longer in some situations, especially if underwriting requires additional medical information from your attending physician.
Sponsored by Haven Life Insurance Agency. Opinions are those of editors of Starlight Reviews.
Haven Term is a Term Life Insurance Policy (ICC17DTC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111 and offered exclusively through Haven Life Insurance Agency, LLC. Policy and rider form numbers and features may vary by state and may not be available in all states. In NY, Haven Term is DTC-NY 1017. Our Agency license number in California is OK71922 and in Arkansas, 100139527.
Haven Life Plus (Plus) is the marketing name for the Plus rider which is included as part of the Haven Term policy. The rider is not available in every state and is subject to change at any time. Neither Haven Life nor MassMutual are responsible for the provision of the benefits and services made accessible under the Plus Rider, which are provided by third party vendors (partners).
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