The Credit People

4.1/5 stars
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The Credit People offer credit score improvements on a monthly subscription basis. Starting at $89 per month, the service offers users 24/7 access to their personal credit score information. All credit reports are included in the monthly fee. Among the considerable benefits, users get unlimited creditor communication through the Credit People.

The Credit People – how it works

Before embarking on the monthly plan, customers have a free consultation with a specialist. With a deeper understanding of the issues which need to be fixed for a better credit score, clients can decide if the Credit People offers the service for them.

There is a monthly credit report for clients to analyze when needed. It is based on information from Equifax, TransUnion, and Experian credit agencies. Based on these reports, the Credit People review everything on a case by case approach. It ensures bad reports are eliminated and that good reports and improved.

The Credit People is also one of the few companies which actually states that clients could do this work themselves. However, with a simple subscription fee they get to save precious time and resources. Even more, people did not have access to their credit report just a few decades ago and they still struggle to properly read the information on it.

What people say about the Credit People

The Credit People have good customer reviews. Clients are happy with their offerings and they can be among the happy customers who get reports at no extra charge. They are also satisfied with the money back guarantee. If a client is not fully satisfied with the quality of the credit report, the subscription plan can be cancelled. The Credit People also reimburses the previous month’s fee at this point as well.

Customers also appreciate the simple online dashboard which offers simple navigation through the latest reports. This dashboard can be accessed at all times and it provides a sustainable solution to those who want constant access to the latest credit score updates. A credit check might be required at a new job or with property purchases and this is where this tool can be handy. The customer service is also helpful for most customers.

Final considerations

The Credit People might lack the notoriety of some of the popular names in the credit improvement sector. But it certainly matches these names when it comes to customer satisfaction. It can be among the interesting names for those who are seeking a simple subscription plan with no hidden fees. At the same time, there is evidence to support the idea that the service works is given by the satisfied clients. Of course, there are a few negatives, as with any service. There is a $19 joining fee in place for new customers. At the same time, extra services are also completely excluded from the pack. Furthermore, it is also important to note that the final results of credit score improvements are around the 32% mark for the average Credit People customer.

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